How are Medicare Consultations Free?
Working with an independent insurance agent is the easiest way to get personalized help for your Medicare needs, but oftentimes Medicare beneficiaries wonder how much working with an independent insurance agent will cost? The great news is, it doesn’t cost anything! Keep reading to find out how you can benefit from free Medicare assistance from a knowledgeable broker.
How Does an Insurance Broker Get Paid?
An Insurance broker is an independent insurance agent that is partnered with many insurance carriers in order to provide an unbiased opinion on your Medicare plan options. Because they are partnered with many different carriers rather than one, they are able to offer you plans that are specific to your needs and budget.
Insurance brokers are paid directly from the insurance companies they represent, and you as Medicare beneficiary, pay the exact same rate as you would if you were to sign up with the carrier directly. That means you pay absolutely nothing for their help, no broker fee is ever charged by AGA Medicare Options agents. Wondering how that works? Let’s break it down a bit more.
You pay exactly the same rate for your insurance whether or not you enroll directly with the insurance carrier or use a Broker.
By partnering with independent insurance agents, insurance carriers are able to reach a wider range of consumers for their products. As a result, the monthly premium you pay to your insurance company already includes a commission that is to be paid to the insurance agent for their service. The premium remains the same whether or not you use an independent insurance agent or sign up with the company directly. The independent insurance agent now becomes your source of contact rather than the carrier itself. This allows the insurance carriers to cut down call volume costs.
Benefits of Using an Independent Insurance Agent for Medicare Consultations
● Experienced professionals knowledgeable about the Medicare industry
● Access to multiple carriers
● Work for you rather than an insurance company
● Help find cost-effective plans to fit your unique healthcare needs
● Personalized attention
● Saves you time
